Our Commercial Property team provides tailored coverage for sectors such as healthcare, education, leisure and hospitality, manufacturing, public sector, infrastructure and retail in the UK and Europe.

We have a strong reputation with brokers and clients, and we take care to understand your business so that we can provide you with the right coverage at the right price. We take a pragmatic approach to providing your business with the appropriate insurance solution, and we look to build long-term partnerships. Our success is built upon our analytical approach and comprehensive underwriting, which helps us to gain meaningful insights into your business.

Product information:

The features of our Commercial Property insurance include:


  • Healthcare and Charities
  • Education
  • Leisure and Hospitality
  • Manufacturing
  • Public Sector and Infrastructure
  • Retail

Line size:

Up to GBP 100 million, also can be used on Probable Maximum Loss Basis


UK and Europe, and will consider programmes with wider multi-national exposures

How to make a claim

To make a new property claim please contact the Claims Manager.

Claims Manager – Davies Group
Address - PO Box 2801, ST4 9DN.

To notify a loss please email: newclaims.liberty@davies-group.com

All other communications with the Claims Manager should be sent by email to: 
post.liberty@davies-group.com or by post to Davies Group at the above address.

The Claims Manager will also be available by telephone on: 0344 8562 364

Avoiding winter damage in commercial properties

Key Property exposures to consider during the latest winter lockdown.

Liberty's ‘Risk Engineering’ has provided guidance for some of the main issues facing commercial properties. In addition Liberty's Property ‘Underwriting’ has also outlined general policy wordings and cover items to consider.

Avoiding Winter Damage - Commercial Property

Business re-opening guidance for commercial properties

Key Property considerations during the journey out of lockdown.

Liberty has provided guidance from three perspectives; risk prevention, policy considerations and loss incidents and claims, to support you with re-opening your business.

Business re-opening PDF image

View product descriptions on our country websites