The combination of unrelenting financial pressure and healthcare reform has spurred tremendous change in the way healthcare providers and payors are organizing themselves to effectively deliver and finance care.

Independent community hospi­tals are creating alliances and larger hospitals are acquiring smaller ones or merging with other like-size systems. Through all of this change, healthcare providers are taking on more financial risk as they move from “fee-for-service” to “fee-for-performance” reimbursement methodologies.

The integration of the healthcare delivery model and the resulting coordination of services is blurring the tra­ditional boundaries between, and among, those who provide and those who administer care. We address these emerging risks through our Healthcare Professional Liability insurance product portfolio.

Coverage highlights:

Excess Coverage:

  • Up to USD 25 million capacity
  • Lead excess or follow-form excess
  • Reinsurance of captives
  • Line slip placements
  • Stand-alone tail policies

Primary Coverage:

  • USD 1 million / USD 3 million or USD 2 million / USD 4 million primary capacity (minimum retention of USD 15,000)
  • Individual physician limits available
  • Incidental managed care coverage available
  • Stand-alone tail policies

Target Markets:

  • Acute care hospitals (stand-alone or multi-hospital systems)
  • Rehabilitation facilities
  • Substance abuse facilities
  • Psychiatric facilities
  • Behavioral health facilities
  • Critical access hospitals
  • Specialty hospitals
  • Integrated delivery systems
  • Federally qualified community health centres

Line Size:

Up to USD 25 million

View product descriptions on our country websites