The energy portfolio is written alongside our general property offering and forms part of our Bermuda Property product line.

The energy group offers commercial insurance to a broad spectrum of clients with a diverse geographical base. The portfolio is centered around customers that are risk management focused, have a long-term approach to buying insurance and are looking for protection against catastrophic loss.

Product Information:

Our Energy insurance features include:

Product Cover:

Coverage is provided against risks of direct physical loss or damage and the resulting time element on a first party basis.  We work with brokers to provide tailored solutions that help protect from the following perils:

  • Fire and Allied Perils
  • Equipment Breakdown
  • Named Windstorm
  • Earthquake
  • Flood

Non-admitted capacity is offered on shared and layered programs, with limits and attachment points driven by occupancy, protections and quality of risk.

Target Markets:

The following major class segments are considered:

  • Mining
  • Petrochemical
  • Oil & Gas
  • Power Generation
  • Renewable
  • Heavy Industry

Line Size:

  • We offer up to USD 50 million in capacity, limited to USD 10 million when writing within the Probable Maximum Loss (PML).
  • Minimum premium is USD 50,000 per policy or USD 10,000 per million of capacity.


Worldwide, all territories are considered; however, distribution is through Bermuda and London-based brokers.

View product descriptions on our country websites