Our Bermuda office provides capacity via a managing general agency structure writing on behalf of Liberty Specialty Markets Bermuda Ltd., and third-party partner markets. The general property portfolio is written alongside our energy offering and forms part of our Bermuda Property product line.

The general property group offers commercial insurance to a broad spectrum of clients with a diverse geographical base. The portfolio is centered around customers that are risk management focused, have a long-term approach to buying insurance and are looking for protection against catastrophic loss.

Product information:

Our Bermuda Property insurance features include:

Product Cover:

Coverage is provided against risks of direct physical loss or damage and the resulting time element on a first party basis. We work with brokers to provide tailored solutions that help protect from the following perils:

  • Fire and Allied Perils
  • Equipment Breakdown
  • Named Windstorm
  • Earthquake
  • Flood

Non-admitted capacity is offered on shared and layered programs, with limits and attachment points driven by occupancy, protections and quality of risk.

Target Markets:

The following major class segments are considered:

  • Food and Beverage
  • Agriculture
  • Healthcare
  • Wholesale and Distribution
  • Financial Services
  • Retail
  • Manufacturing
  • Hospitality
  • Entertainment
  • Public Services
  • Real Estate
  • Non-Profit
  • Transportation
  • Media
  • Private Equity

Line Size:

  • We offer up to USD 50 million in capacity, limited to USD 10 million when writing within the Probable Maximum Loss (PML)
  • Minimum premium is USD 50,000 per policy or USD 10,000 per million of capacity.


Worldwide, all territories are considered; however, distribution is through Bermuda and London-based brokers.

View product descriptions on our country websites