Our specialist team underwrites risks via our Lloyd’s syndicate, on a delegated authority basis. We have a depth of knowledge and expertise of commercial and residential property as well as other specialist products such as flood and lender placed/mortgage impairment cover, across all territories.

We take a long-term view and work to build strong relationships with our coverholders and Lloyd’s brokers to deliver consistent service, particularly through tough and unstable markets. We also work closely with our claims and actuarial teams to understand the data surrounding your risks. 

This approach and attention to detail is key within our market and as such, our team is well respected in the US and internationally.

Product information:

We work with experienced coverholders who have exceptional distribution channels across the following products:

  • Property coverage for small to medium-sized businesses. Types of commercial properties covered include but are not limited to: mercantile, offices, restaurants, light manufacturing, hotels, condos, apartments, vacant and builders’ risk.
  • Homeowners and dwelling coverage for individuals includes rental properties as well as primary and secondary homes.
  • Mortgage impairment and lender placed coverage.

Line size:

  • USD 2.5 million for property coverage, and
  • USD 5 million for mortgage impairment and lender placed coverage


  • USA
  • Canada
  • Australia
  • New Zealand, and
  • the EU