If your query relates to product coverage, please contact your broker who will be able to assist you further.

Thanks to globalisation, modern leisure activities, and the increase in average life expectancy, the need for Accident & Health insurance is high. Our products are tailored to protect individuals or groups from certain losses in the event of death or disability. In the case of the latter, this may be on a temporary and/or permanent basis.

We can also provide a benefits-based policy for protection in the event that death or disability prevents you from fulfilling your contractual obligations. Alternatively, we offer cover for temporary incapacity which indemnifies you against certain losses of potential earnings following an accident or illness.

Coupled with additional benefits such as business travel or expatriate medical expenses, our products are tailored to the specific needs of our clients and we specialise in providing flexible cover where appropriate

Backed by the global capacity of the Liberty Mutual Insurance Group, our team underwrite risks through our Lloyd’s syndicate and on Company paper. Our experienced underwriters and claims specialists combine technical expertise and excellent customer service to build long-term and mutually beneficial relationships with you.

Product information:
We provide cover on an individual or group basis for:

  • Accidental death and dismemberment
  • Permanent/temporary total disablement
  • Key person and group business
  • Expatriate medical expenses
  • Emergency evacuation and repatriation
  • Business travel cover

Permanent/temporary total disablement and medical expenses can be offered as accident only or accident and sickness cover.
We also underwrite Accident & Health insurance on a delegated authority basis to coverholders internationally.


  • Medical Expenses schemes
  • Leisure Travel schemes
  • Loss of Licence programmes
  • Term Life insurance
  • Armed Forces personnel

Key business areas:​​​​​​

  • Key person
  • War and terrorism
  • Disability insurance
  • Hazardous occupations or pursuits
  • Business travel accident
  • Occupational accident

Line Size:
Per person: Up to EUR & USD 10m and GBP 5m
Per event: Up to EUR & USD 50m and GBP 25m