Insurance coverage can protect you and your business from the financial loss associated with risk as a horse owner or operator. There are many different types of insurance to consider when looking to protect your assets - that’s why we’re here to help you choose from our flexible options to customize your protection against risk as a horse owner or operator.
We concentrate on providing insurance solutions for the following Equine Liability exposures on a monoline or package policy:
Private Horse Owner (PHO)
This is an individual that owns a horse(s) for personal use or show use only.
Activities outside of personal use are a commercial use and should be referred to the Equine Operations Liability.
Equine Operations Liability (EOL) - Preferred
- Private Horse Owners
- Boarding, Breeding, Racing or Training Operations
- Riding Instruction
- Hobby Farm with Horses
Equine Operations Liability (EOL) - Undesirable
- Public Trail Rides
- Rescue Operations
- Non-Certified Therapeutic Operations
Equine Liability coverage options:
- Private Horse Owner (PHO)
- Race Horse Owner (RHO)
- Equine Farm Liability
- Personal Liability
- Recreational Vehicle Liability
- Farrier Liability
- Equine Day Camps
- Worldwide Coverage Territory
- Care, Custody or Control
Our Equine Liability products are available in all states except Alaska, Hawaii and Montana (pending).