US Equine Liability insurance

Insurance coverage can protect you and your business from the financial loss associated with risk as a horse owner or operator. There are many different types of insurance to consider when looking to protect your assets - that’s why we’re here to help you choose from our flexible options to customize your protection against risk as a horse owner or operator.

Appetite:

We concentrate on providing insurance solutions for the following Equine Liability exposures on a monoline or package policy:

Private Horse Owner (PHO)

This is an individual that owns a horse(s) for personal use or show use only.

Activities outside of personal use are a commercial use and should be referred to the Equine Operations Liability.

Equine Operations Liability (EOL) - Preferred

• Private Horse Owners
• Boarding, Breeding, Racing or Training Operations
• Riding Instruction
• Trainers
• Farriers
• Hobby Farm with Horses

Equine Operations Liability (EOL) - Undesirable

• Public Trail Rides
• Agritainment
• Rescue Operations
• Non-Certified Therapeutic Operations

Cover:

Equine Liability coverage options:

• Private Horse Owner (PHO)
• Race Horse Owner (RHO)
• Equine Farm Liability
• Personal Liability
• Recreational Vehicle Liability
• Farrier Liability
• Equine Day Camps
• Clinics
• Worldwide Coverage Territory
• Care, Custody or Control

Territories:

Our Equine Liability products are available in all states except Alaska, Hawaii and Montana (pending).