Equine & Livestock US – Equine Liability

Insurance coverage can protect you and your business from the financial loss associated with risk as a horse owner or operator.

There are many different types of insurance to consider when looking to protect your assets, and that is why Liberty Specialty Markets is here to help you choose from our flexible options to customize the protection against risk as a horse owner or operator.

Appetite

We concentrate on providing insurance solutions for the following Equine Liability exposures on a monoline or package policy:

Private Horse Owner (PHO)

  • This is an individual that owns a horse(s) for personal use or show use only. Activities outside of personal use are a commercial use and should be referred to the Equine Operations Liability.

Preferred Equine Operations Liability (EOL)

  • Private Horse Owners
  • Boarding, Breeding, Racing or Training Operations
  • Riding Instruction
  • Trainers
  • Farriers
  • Hobby Farm with Horses

Undesirable Equine Operations Liability (EOL)

  • Public Trail Rides
  • Agritainment
  • Rescue Operations
  • Non-Certified Therapeutic Operations

Cover

Insurance coverage can protect you and your business from the financial loss associated with risk as a horse owner or operator.  There are many different types of insurance to consider when looking to protect your assets, and that is why Liberty Mutual is here to help you choose from our flexible options to customise the protection against risk as a horse owner or operator.  Here are a few of our Equine Liability coverage options:

  • Private Horse Owner (PHO)
  • Race Horse Owner (RHO)
  • Equine Farm Liability
  • Personal Liability
  • Recreational Vehicle Liability
  • Farrier Liability
  • Equine Day Camps
  • Clinics
  • Worldwide Coverage Territory
  • Care, Custody or Control

Territories

Our Equine Liability products are available in all states except Alaska, Hawaii and Montana (pending).