Equine & Livestock US – Equine Farm

Insurance coverage can protect you and your business from the financial loss associated with risk as a horse owner or operator.

There are many different types of insurance to consider when looking to protect your assets, and that is why Liberty Specialty Markets is here to help you choose from our flexible options to customize the protection against risk as a horse owner or operator.


We concentrate on providing insurance solutions for the following Equine Farm operations on a package policy:

Preferred Equine Farm Operations

  • Boarding, Breeding, Racing or Training Operations
  • Riding Instruction
  • Trainers
  • Farriers
  • Equine Day Camps
  • Hobby Farm with Horses

Undesirable Equine Farm Operations

  • Public Trail Rides
  • Agritainment
  • Event Centres
  • Rescue Operations
  • Non-Certified Therapeutic Operations
  • Commercial Horse Transit Operations


We can add the following to our Equine Farm Liability product to make a package policy:

Equine Farm Property

  • Dwellings (Owner, Secondary, Employee)
  • Equipment (Scheduled or Blanket)
  • Barns, Outbuildings and Other Farm Structures
  • Optional Property
  • Scheduled Personal Property (Jewelry, Fine Arts, Firearms, etc.)
  • Disruption of Farming Operations
  • Identity Fraud Expense Coverage
  • Equipment Breakdown Protection
  • Inflation Guard (Barns)
  • Orchard and Vineyard Property Coverage
  • Pollutant Clean Up and Removal
  • Enhancements (Dwelling and Operations)

Equine Farm Umbrella

  • Protection can start at $1,000,000 and is available in $1 million increments up to $10,000,000. We also can offer limits over $10 million – contact us for additional options.


  • Coming soon!


Our Equine Farm products are available in all states except Alaska, Florida, Hawaii and Montana (pending).