Financial Lines Insurance

Our Bermuda office provides Financial Lines insurance for organizations, including Directors and Officers (D&O), to help protect companies and their key staff members from risks arising from everyday business.

We provide excess Financial Lines capacity with an Excess Follow Form across many financial lines products as well as a Memorandum of Insurance for Errors and Omissions (E&O) business.

We provide excess capacity across the full suite of financial lines products for a wide range of industries, including public, private, and not-for-profit entities.

Product information:

Our Financial Lines insurance (Bermuda) features include:

D&O Public:

Our follow form policy sits excess of traditional D&O policies, providing protection for a public company and its directors and officers in securities claims, and for wrongful acts by individuals, from the increasing risk exposures associated with today’s business environment.

  • Limit: USD 75 million

 D&O Private:

Our follow form policy sits excess of traditional D&O policies providing protection for a private company and its directors and officers in securities claims, and for wrongful acts by individuals, from the increasing risk exposures associated with today’s business environment.

  • Limit: USD 75 million 

D&O Non-Profit:

Our follow form policy sits excess of primary products designed specifically to protect not-for-profit organizations from complex and costly litigation that could also threaten the personal assets of directors and officers.

  • Limit: USD 75 million

 Side A:

Our follow form policy provides protection for directors and officers of both public and private companies for non-indemnifiable claims, with expansive coverage and difference-in-conditions (DIC) enhancements.

  • Limit: USD 75 million

Lead E&O DIC:

Our Pioneer for Professions product offers follow form E&O protection with difference in-conditions insurance, including drop-down coverage options for:

  • wrongful refusal to pay by an underlying carrier
  • inability to pay, resulting from the insolvency of an underlying carrier
  • by election, drop-down punitive damage protection
  • Limit: USD 75 million