How we are Investing

Our new offices and significant investments in technology and resources are designed to provide you with exceptional support and innovative solutions. With our global reach and local perspective, we provide you with the expertise and guidance needed to thrive in a competitive global market, with a partner who is dedicated to your success for many years to come.

1

Expanding our footprint

Our new offices in Geneva, Oslo, Lyon and Rome will provide direct access to local expertise and services, enhancing our responsiveness to market demands and proximity to our business partners.
2

Specialized Products

Launching a range of specialized insurance products tailored to developing industry needs, including emerging sectors like Renewables and Cyber. This ensures you receive coverage that is relevant and effective for your specific risks.
3

Digitalization and Customized SME Support

Our launch and increased investment in our new digital hubs and our Affinity and Program Business allows SMEs to access tailored insurance solutions designed to meet their specific requirements.
4

Increased AI capabilities

Leveraging the latest AI technology to ensure optimal service to our business partners.
5

Expert Team with Local Autonomy

Having access to our diverse, skilled and cross-border team of underwriters and claims experts with local market knowledge will ensure a deep understanding of unique needs across different European markets.
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Discover how we're Investing in Europe

Liberty Mutual structure

Who we are

Liberty Specialty Markets is part of Liberty Mutual Insurance Group, which was established in 1912 and is currently the 8th largest property and casualty insurer globally. (S&P Global 2024)

Liberty Mutual’s Global Risk Solutions (GRS) division serves the insurance and risk management needs of businesses across the globe through four business units: Liberty Mutual Surety, GRS North America, Liberty International Insurance and Liberty Mutual Reinsurance.

In 2013 Liberty Specialty Markets (LSM) was established – it is part of the Liberty International Insurance (LII) division. The European division is headquartered in Luxembourg

$0.9b

Premium volume (2024)

7

Country locations

12

Offices

360+

Employees

20+

Product lines

A

Group Rating Standard & Poor’s and (Excellent) by A. M. Best.

Country specialisation

Germany

Our presence in Germany is marked by two key branches located in Cologne and Frankfurt. With over 75 specialists, we are well-equipped to serve our clients' needs. We offer a comprehensive portfolio of more than 20+ specialized insurance products, tailored to meet the diverse requirements of businesses in the region.

Spain

Our offices in Spain were established to support our growing client base, with two major teams located in Madrid and Barcelona. In 2024, we achieved a premium volume of €130 million, supported by our 73 dedicated employees. We offer a diverse range of 12+ specialized insurance products to meet the unique needs of our clients in the region.

The Netherlands

Our office in the Netherlands, located in The Hague, was established to cater to the growing needs of our clients in the region. In 2024, we achieved a premium volume of €175 million, supported by our team of over 45 dedicated employees. We offer a diverse range of more than 20 specialized insurance products, ensuring comprehensive coverage for various business sectors.

Switzerland

Our presence in Switzerland, established for over 20 years, includes offices in Zurich and Geneva. With a premium income of over $107 million in 2024, we offer more than 20 specialized insurance products. Our highly qualified specialists in Underwriting and Claims provide dedicated support tailored to Swiss companies.

Italy

Our presence in Italy is marked by two key offices, including the newly opened office in Rome and our established office in Milan. In 2024, we achieved a premium volume of €100 million, supported by our team of over 50 dedicated employees. We offer a diverse range of more than 13 specialized product lines, ensuring comprehensive coverage for various business sectors in the region.

France

Our presence in France, our largest region, is marked by two key offices located in Paris and Lyon. Supported by a team of over 100 dedicated employees, we offer a comprehensive portfolio of 17 specialized product lines. Our extensive range of products ensures that we can meet the diverse needs of businesses across various sectors in the region.

The Nordics

We have a strong presence in the Nordics, represented by our dedicated team of specialists based in Oslo. We provide an extensive range of specialized insurance products, designed to cater to the varied demands of businesses in the area.
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Putting people first

As a values-led and inclusive organization, we empower our diverse and skilled teams across Europe to make decisions that add real value to our business. We recognize the importance of local relevance, allowing our teams to adapt our strategy to meet the unique needs of each market while leveraging the strengths of Global Risk Solutions and Liberty Mutual Group.

By attracting and developing high-performing talent, we build strong relationships that benefit our clients and brokers. We are committed to creating a vibrant environment focused on continuous development, offering extensive training and ensuring that all our people feel valued and included.